FinanceLink, LLC Privacy Policy

Effective Date: October 27, 2026 Last Updated: November 9, 2026

1. Introduction

FinanceLink, LLC (“FinanceLink,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you use our website, applications, and financial management services (collectively, the “Services”).

By accessing or using the Services, you acknowledge the practices described in this Privacy Policy. Where required by law, we will obtain your consent for specific data processing activities.

2. Information We Collect

We collect information necessary to provide, maintain, and improve the Services.

Information you provide. We may collect information you provide when creating an account, completing your profile, using our features, contacting us, or subscribing to our Services. This may include contact details, profile information, financial information, household information, business information, documents, and other information you choose to provide.

Waitlist information. If you join our waitlist, we collect your email address to send FinanceLink launch news and updates. We use Resend to store waitlist contacts and send these emails. You can unsubscribe using the link in our emails or contact us to request removal.

Financial account information. If you connect a financial account or third-party service, we may receive financial information made available through that connection, such as balances, transactions, account details, investment holdings, and business financial information.

Information collected automatically. We may collect technical and usage information when you access the Services, including information about your device, browser, IP address, and interactions with our website and applications. We may use cookies and similar technologies for functionality, security, analytics, and other purposes described in this Policy.

Information from other sources. We may receive information from connected services, service providers, household members, or other sources when permitted by law and consistent with this Privacy Policy.

3. How We Use Information

We may use information we collect to:

• Provide and operate the Services and the features you request.
• Connect and organize your financial information.
• Generate financial summaries, calculations, insights, and reports.
• Provide AI-powered features and respond to your requests.
• Maintain household accounts and authorized sharing.
• Process subscriptions and manage customer support.
• Maintain the security, reliability, and performance of the Services.
• Understand usage and improve existing or develop new features.
• Communicate with you about your account, the Services, and relevant updates.
• Prevent fraud, enforce our agreements, and comply with legal obligations.

We may also use aggregated or de-identified information for lawful business purposes, provided it is not used to identify you.

4. AI and Automated Features

Certain FinanceLink features may use artificial intelligence or automated technologies to generate responses, summaries, analyses, and financial scenarios.

Information relevant to a feature you use may be processed by third-party AI service providers to deliver that feature. FinanceLink does not use identifiable user financial information, prompts, or uploaded documents to train or fine-tune general-purpose AI models as a routine practice.

AI-generated information may be inaccurate or incomplete and should be independently verified. AI features do not replace professional financial, investment, legal, or tax advice.

5. How We Share Information

FinanceLink does not sell your personal or financial information for money.

We may disclose information in the following circumstances:

• Service providers: To companies that help us operate the Services, including providers of technology, financial connectivity, AI functionality, payments, analytics, communications, security, and customer support.
• Connected services: When necessary to establish or maintain a connection you authorize or to provide functionality you request.
• Household members: Information in a shared household account may be accessible to all authorized household members. Each spouse or household member should understand that shared account information may be visible to the others.
• Authorized third parties: When you direct us to share information with an accountant, advisor, business, or other person, where the relevant functionality is available.
• Legal and security purposes: When reasonably necessary to comply with law, respond to lawful requests, protect rights or safety, investigate fraud, or protect the Services.
• Business transactions: In connection with a merger, acquisition, financing, reorganization, or sale of all or part of our business.
• With your consent: When you otherwise authorize a disclosure or direct us to share information.

We do not permit service providers acting on our behalf to use information for purposes outside their authorized services, except as permitted by applicable agreements and law.

6. Third-Party Services

The Services may connect with financial institutions and other third-party services. Your use of those services is subject to their own terms and privacy policies.

FinanceLink is not responsible for the independent privacy practices of third parties. We encourage you to review their policies to understand how they handle your information.

7. Cookies and Similar Technologies

We and our service providers may use cookies and similar technologies to operate the Services, remember preferences, maintain security, understand usage, analyze performance, and improve our products.

You may be able to manage cookies through your browser or device settings. Certain technologies are necessary for the Services to function, and disabling them may affect your experience. Where required by law, we will provide appropriate choices for non-essential technologies.

8. Data Security and Retention

We use reasonable safeguards designed to protect information we maintain. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We retain information for as long as reasonably necessary to provide the Services, maintain accounts, meet business and legal requirements, resolve disputes, enforce agreements, and protect the Services.

You may request account deletion or deletion of eligible personal information by contacting us at info@financelinksuite.com. We will handle valid requests in accordance with applicable law. Some information may need to be retained for legal, security, operational, or recordkeeping purposes, and information held independently by third parties may require a separate request to those parties.

9. Your Privacy Choices and Rights

Depending on your location and applicable law, you may have rights to request access to, correction of, deletion of, or a copy of certain personal information. You may also have the right to withdraw consent or opt out of certain processing activities where applicable.

To submit a privacy request, contact info@financelinksuite.com. We may need to verify your identity before processing your request.

We do not sell personal or financial information for money. We will honor applicable privacy rights and choices as required by law.

10. Children's Privacy and Availability

The Services are intended for eligible users who meet the age requirements in our Terms of Service. FinanceLink does not knowingly collect personal information directly from children under 13 through the Services.

The availability of FinanceLink and its features may vary by location and may change as the Services develop. Our handling of personal information remains subject to applicable law.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes to our Services, practices, or legal obligations. We will update the “Last Updated” date when changes are made and provide additional notice where required by law.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, contact:

FinanceLink, LLC Email: info@financelinksuite.com